F01
Budgets that watch you, not the other way around.
Envelope-model budgets that learn from six months of your actual transactions, not from a demographic stereotype. No shame nudges.
Private betav0.9 · 2026.04.18
01 / PRODUCT · FINORA · PERSONAL-FINANCE / OS
Finora
Personal finance, without the feed.
Monarch-class budgeting and expense tracking, rebuilt for people who'd rather read a chart than a doom-loop. Finora categorizes quietly, explains itself clearly, and does not gamify your savings rate.
Domain
Personal finance
Stage
Private beta
Target
Individuals & households
Release
2026
finora · APR 2026monthly
Net
+$3,214
Spent
$4,180
▼ 8%
Saved
$1,284
Categories
- Housing$1,420
- Food$820
- Transit$310
- Utilities$240
- Other$390
14 rules · activeon track
Fig. 01 · finora / monthly overview · representational
02/What it is
Budgeting software for people who already know the feeling.
Finora is a single place for your cash flow, your categories, and your plan. It reads your transactions, applies rules you write once, and shows you what you actually spent — not what a third-party enrichment service guessed.
The interface is built around three verbs: track, decide, and export. We don't nag. We don't push notifications into your evening. We don't sell your data, period.
You can open Finora at any hour of the week, get the one number you came for, and close it. That is the product.
03/Features
Six opinions about personal finance.
F02
Rules, not tags.
Write a rule once; it rewrites history. Split, recategorize, merge, and hide with predictable operators instead of a tag soup.
F03
Readable math.
Every chart shows the formula. Every projection shows its assumptions. If we can't explain how a number was derived, we don't show it.
F04
Offline-legible.
A clean CSV export is a feature, not an afterthought. Your data leaves the way it came in — structured and yours.
F05
Built for households.
Shared spaces with real permission models. Your partner sees what you agreed they should — nothing more, nothing less.
F06
Quiet by default.
No streaks. No daily scoring. No engagement. Finora opens, tells you the number you came for, and stays out of your way.
04/Roadmap
Where it is; where it's going.
finora / roadmap1 / 5 shipped
- Q1 2026·Budget engine v1 · category rules stableShipped
- Q2 2026·Private beta · 40-household cohortIn progress
- Q2 2026·Transactions API v1Planned
- Q3 2026·Household shared spacesPlanned
- Q4 2026·Public betaPlanned
Want in on
the beta?
Small cohort. Real feedback loop. Email us a sentence about what you're currently using and why it's not quite right.